:root{--color-navy:#10233f;--color-navy-700:#1d3a63;--color-navy-200:#c9d4e5;--color-navy-100:#e6ecf5;--color-white:#fff;--color-surface:#f4f6f9;--color-border:#dde3ec;--color-text:#10233f;--color-text-muted:#4a5a72;--color-error:#b42318;--color-error-bg:#fef3f2;--color-warning-bg:#fff8e6;--color-warning-border:#e9b949;--color-focus:#2f6fdb;--radius:14px;--radius-small:10px;--shadow:0 1px 2px #10233f0f, 0 8px 24px #10233f0f;--font:system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--header-height:68px}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-height) + 16px);-webkit-text-size-adjust:100%}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{background:var(--color-white);color:var(--color-text);font-family:var(--font);margin:0;font-size:1.0625rem;line-height:1.6}h1,h2,h3{letter-spacing:-.01em;margin:0 0 .5em;line-height:1.2}h1{font-size:clamp(2rem,6vw,3.25rem)}h3{font-size:1.2rem}p{margin:0 0 1em}a{color:var(--color-navy-700);text-underline-offset:3px}a:hover{color:var(--color-navy)}:focus-visible{outline:3px solid var(--color-focus);outline-offset:3px;border-radius:4px}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.skip-link{z-index:100;background:var(--color-navy);color:var(--color-white);border-radius:var(--radius-small);padding:10px 16px;position:absolute;top:-100px;left:16px}.skip-link:focus{color:var(--color-white);top:12px}.container{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}.container--narrow{max-width:760px}.muted{color:var(--color-text-muted)}.btn{min-height:44px;font:inherit;cursor:pointer;border:2px solid #0000;border-radius:999px;justify-content:center;align-items:center;padding:10px 20px;font-weight:600;text-decoration:none;transition:background-color .15s,border-color .15s;display:inline-flex}.btn--primary{background:var(--color-navy);color:var(--color-white)}.btn--primary:hover{background:var(--color-navy-700);color:var(--color-white)}.btn--ghost{border-color:var(--color-navy-200);color:var(--color-navy);background:var(--color-white)}.btn--ghost:hover{border-color:var(--color-navy)}.btn--large{min-height:52px;padding:12px 26px}.btn--block{width:100%}.logo{align-items:center;padding:8px 0;display:inline-flex}.logo__img{width:auto;height:30px;display:block}@media (min-width:768px){.logo__img{height:34px}}.header{z-index:50;border-bottom:1px solid var(--color-border);background:#fffffff5;position:sticky;top:0}.header__inner{min-height:var(--header-height);justify-content:space-between;align-items:center;display:flex}.header__toggle{border:1px solid var(--color-border);border-radius:var(--radius-small);background:var(--color-white);width:44px;height:44px;color:var(--color-navy);cursor:pointer;justify-content:center;align-items:center;display:inline-flex}.nav{top:var(--header-height);background:var(--color-white);border-bottom:1px solid var(--color-border);box-shadow:var(--shadow);padding:12px 20px 24px;display:none;position:absolute;left:0;right:0}.nav--open{display:block}.nav__list{margin:0 0 16px;padding:0;list-style:none}.nav__link{color:var(--color-navy);border-bottom:1px solid var(--color-border);padding:12px 0;font-weight:500;text-decoration:none;display:block}.nav__cta{width:100%}.hero{padding:48px 0 56px}.hero__inner{gap:40px;display:grid}.eyebrow{background:var(--color-navy-100);color:var(--color-navy);border-radius:999px;margin-bottom:16px;padding:4px 12px;font-size:.875rem;font-weight:600;display:inline-block}.hero__lead{color:var(--color-text-muted);max-width:34em;font-size:1.15rem}.hero__lead strong{color:var(--color-navy);white-space:nowrap}.hero__actions{flex-direction:column;gap:12px;margin:28px 0 16px;display:flex}.hero__note{color:var(--color-text-muted);font-size:.9rem}.hero__svg{width:100%;max-width:480px;height:auto;margin:0 auto;display:block}.section{padding:56px 0}.section--muted{background:var(--color-surface)}.section__title{font-size:clamp(1.6rem,4.5vw,2.25rem)}.section__intro{color:var(--color-text-muted);max-width:40em;margin-bottom:28px}.card{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius);padding:24px}.card--form{box-shadow:var(--shadow)}.steps{gap:16px;margin:0;padding:0;list-style:none;display:grid}.step p{color:var(--color-text-muted);margin:0}.step__number{background:var(--color-navy);width:40px;height:40px;color:var(--color-white);border-radius:50%;justify-content:center;align-items:center;margin-bottom:16px;font-weight:700;display:inline-flex}.split{gap:32px;display:grid}.checklist{gap:16px;margin:0;padding:0;list-style:none;display:grid}.checklist li{border:1px solid var(--color-border);border-radius:var(--radius);gap:14px;padding:20px;display:flex}.checklist p{color:var(--color-text-muted);margin:4px 0 0}.checklist__icon{color:var(--color-navy);flex-shrink:0;margin-top:2px}.faq{gap:12px;display:grid}.faq__item{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius)}.faq__question{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;min-height:56px;padding:16px 20px;font-weight:600;list-style:none;display:flex}.faq__question::-webkit-details-marker{display:none}.faq__icon{flex-shrink:0;transition:transform .2s}.faq__item[open] .faq__icon{transform:rotate(180deg)}.faq__answer{color:var(--color-text-muted);padding:0 20px 20px}.faq__answer p{margin:0}.contact-list{gap:12px;margin:0 0 24px;display:grid}.contact-list dt{color:var(--color-text-muted);font-size:.875rem}.contact-list dd{margin:0;font-weight:600}.form{gap:18px;display:grid}.field{gap:6px;display:grid}.field label{font-weight:600}.field__hint{color:var(--color-text-muted);margin:0;font-size:.875rem}.field input{border-radius:var(--radius-small);width:100%;min-height:48px;font:inherit;color:var(--color-text);background:var(--color-white);border:1.5px solid #9aa8bd;padding:10px 14px}.field input:focus-visible{outline:3px solid var(--color-focus);outline-offset:1px;border-color:var(--color-navy)}.field__affix{position:relative}.field__affix span{color:var(--color-text-muted);position:absolute;top:50%;left:14px;transform:translateY(-50%)}.field__affix input{padding-left:32px}.field--error input{border-color:var(--color-error);background:var(--color-error-bg)}.field__error{color:var(--color-error);margin:0;font-size:.9rem;font-weight:500}.form__privacy{color:var(--color-text-muted);margin:0;font-size:.875rem}.notice{border-radius:var(--radius-small);padding:14px 16px;font-size:.95rem}.notice--warning{background:var(--color-warning-bg);border:1px solid var(--color-warning-border)}.notice--info{background:var(--color-navy-100);border:1px solid var(--color-navy-200)}.footer{background:var(--color-navy);color:var(--color-navy-200);padding:48px 0 24px;font-size:.95rem}.footer a{color:var(--color-white)}.footer__grid{gap:32px;display:grid}.footer__tagline{max-width:22em;margin-top:12px}.footer__heading{color:var(--color-white);margin-bottom:12px;font-size:1rem}.footer__list{gap:8px;margin:0;padding:0;list-style:none;display:grid}.footer__list a{padding:6px 0;display:inline-block}.footer__todo{opacity:.8;font-size:.8rem}.footer__bottom{border-top:1px solid #ffffff26;flex-direction:column;gap:4px;margin-top:40px;padding-top:20px;font-size:.875rem;display:flex}.footer__bottom p{margin:0}@media (min-width:768px){.container{padding:0 32px}.hero{padding:72px 0 80px}.hero__actions{flex-direction:row}.section{padding:80px 0}.steps{grid-template-columns:repeat(3,1fr)}.footer__grid{grid-template-columns:repeat(2,1fr)}.footer__bottom{flex-direction:row;justify-content:space-between}}@media (min-width:1024px){.header__toggle{display:none}.nav{box-shadow:none;background:0 0;border:0;align-items:center;gap:28px;padding:0;display:flex;position:static}.nav__list{gap:28px;margin:0;display:flex}.nav__link{border:0;padding:8px 0}.nav__link:hover{text-decoration:underline}.nav__cta{width:auto}.hero__inner{grid-template-columns:1.1fr .9fr;align-items:center;gap:64px}.split{grid-template-columns:1fr 1fr;align-items:start;gap:64px}.split--form{grid-template-columns:.9fr 1.1fr}.footer__grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}.cta-card{box-shadow:var(--shadow)}.cta-card h3{font-size:1.35rem}.cta-card__actions{gap:10px;margin-bottom:16px;display:grid}.legal h2{margin-top:2em;font-size:1.3rem}.legal ul{margin:0 0 1em;padding-left:1.3em}.legal li{margin-bottom:4px}